Terms of Service

Welcome to MoneyJuan. By accessing or using our website, you agree to these Terms of Service. If you do not agree, please do not use our site.

Informational Purposes Only

All content on MoneyJuan is provided for general informational and educational purposes only. Our articles, guides, and reviews are not professional financial, legal, tax, or investment advice.

We are not licensed financial advisors, accountants, lawyers, or investment professionals. Nothing on this site should be considered a recommendation to buy, sell, or hold any financial product or investment.

No Professional Relationship

Using MoneyJuan does not create a client, advisory, or professional relationship between you and MoneyJuan. We do not know your personal financial situation, risk tolerance, or specific needs.

Your Responsibility

You are solely responsible for your financial decisions. Before making any financial decision:

• Conduct your own research
• Verify current rates and terms with financial institutions
• Consult licensed professionals appropriate to your situation
• Consider your personal circumstances and risk tolerance

Accuracy of Information

We strive to provide accurate, current information. However:

• Interest rates, fees, and policies change frequently
• Financial institutions may update terms without notice to us
• Information may become outdated between our review cycles
• Errors may occur despite our fact-checking process

Always verify information directly with the financial institution or service provider before making decisions.

No Guarantees

We make no guarantees, warranties, or representations about:

• The accuracy, completeness, or timeliness of content
• The suitability of any financial product or strategy for your situation
• The performance or results you may achieve
• The availability of products or rates mentioned

Third-Party Links and Services

MoneyJuan contains links to external websites and may reference third-party financial products and services. We are not responsible for:

• The content, accuracy, or practices of third-party sites
• Products or services provided by third parties
• Terms, conditions, or changes made by third parties
• Your interactions or transactions with third parties

Third-party links are provided for convenience. We do not endorse, control, or guarantee any third-party content.

Affiliate Relationships

MoneyJuan may earn commissions from affiliate partnerships when you click certain links or sign up for products. These relationships:

• Do not influence our editorial content or factual reporting
• Are disclosed when present
• Do not change the price you pay
• Do not create any obligation for you

Intellectual Property

All content on MoneyJuan, including text, graphics, logos, and design, is owned by MoneyJuan or licensed to us. You may:

• Read and share links to our content
• Quote brief excerpts with proper attribution

You may not:

• Copy entire articles without permission
• Republish our content on other sites
• Use our content for commercial purposes without authorization
• Remove copyright notices or attributions

User Conduct

You agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with site functionality or security
• Harass, abuse, or harm others through the site
• Post or transmit harmful code or malware

Limitation of Liability

To the fullest extent permitted by law, MoneyJuan and its operators are not liable for any:

• Financial losses resulting from use of our content
• Decisions made based on information from our site
• Errors, omissions, or outdated information
• Technical issues, site downtime, or data loss
• Damages arising from third-party products or services

You use this site at your own risk.

Indemnification

You agree to indemnify and hold MoneyJuan harmless from any claims, damages, or expenses arising from:

• Your use of the site
• Your violation of these Terms
• Your violation of any rights of another person or entity

Changes to Content

We may update, modify, or remove content at any time without notice. We are not obligated to update past content when information changes.

Termination

We reserve the right to terminate or restrict your access to MoneyJuan at any time, for any reason, without notice.

Governing Law

These Terms are governed by the laws of the Philippines. Any disputes will be resolved in the courts of the Philippines.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.

Changes to Terms

We may modify these Terms at any time. Changes will be posted with a new "Last Updated" date. Your continued use of the site after changes constitutes acceptance of the modified Terms.

Contact

Questions about these Terms? Contact us at contact@moneyjuan.com.